Showing posts with label Fuzzie gift cards. Show all posts
Showing posts with label Fuzzie gift cards. Show all posts

Monday, October 23, 2017

Cashless in Singapore

Tried to download the NETS Pay app from Google store but couldn't get past the registration. Kept getting errors that my PIN was not recognized. Not that I changed it 20 mins after logging on from my laptop to check my balances. Gave up and uninstalled. #anothertime

Which brought to mind my neighbourhood bookshop, a nondescript unit tucked at the back of the wet market that is into themed selling, currently displaying calendars after removing the lanterns. I don't recall ever using NETS there, always bringing cash to such HDB shops. However, during the last trip there on Saturday, I sported a Just Scan and Paylah sign there complete with QR code.

I'm for cashless. In my phone there is Singtel Dash, PayLah and Fave Pay and Android Pay (though I've yet to use the last two). In terms of preference, it's in that order, with Singtel Dash having the most (and better) promotions but PayLah has suddenly awakened and in is back in the picture.

My motivation is the promotions rather than the ease of using the payment system. I'll use whichever seems to give me the best rebate / discount. For example, I used to use Dash to pay for Fairprice purchases getting 5% rebate till I got the NTUC credit card and upped it to 7%.

Perhaps another method of cashless is to use digital vouchers. Sometimes I do that, buy / exchange vouchers online and use these and pay the balance with a credit card. Better still, if these can be stacked, like the time when I bought a $50 and a $30 Daessiksin Korean BBQ voucher from Fuzzie app and paid the $7.90 balance with a credit card. A $87.90 meal cost me ($25+$$18+$7.90 = $50.90) after rebates. #nice

Anyway, wouldn't it be even nicer if such cashless payment had promotions on craft materials... #dreamon

ps: by the way, I only just realised that Spotlight membership promotions don't require me to show the card anymore. Just have to identify yourself (cashier asked me for my postal code and name). That's how I got the 2 jelly rolls at $19.99 each instead of $24.99 or higher. #cool

current itch : dyeing yarn - just watching videos (lust of the eyes, sigh) for now...

current WIPs : DD's jellyroll blanket (3x3 parquet), DS' blue tones crochet blanket (if I can find the 4.5mm needle that DD misplaced or maybe I'll just get a new one, again), seed stitch scarf (was linen stitch then frogged then broken rib then frogged), tubed ribbon yarn throw (for mindless knitting while watching Kdramas)

current thoughts : should I cave in and buy the Clover weaving loom on 11.11?

Thursday, June 15, 2017

Stretching your dollar (Part 2)

This post will be a list of websites that I buy from. Not arranged in order of preference, just what I can recall.

Qoo10 - first up since I just received a delivery from there minutes ago. I like their Qxpress delivery. Most of the time they are punctual and polite. Easy to tell them alternative to place the items in case I've stepped out for a while and can't receive the delivery.

Stuff I've bought: Body soap (this just arrived. Bought because it was an introductory offer). Food (dim sum from Swatow Restaurant, Milo, Korean snacks, otah, ice cream, granola, bak kwa). Household items (cleaning items, laundry detergent, softener, mosquito spray/patch, bedsheets, toilet paper). Others (shoebags, caps, Romoss powerbank).
Tips: check out shop coupons that can be ustacked with event coupons to save even more money. I've bumped up and included stuff I didn't need just to qualify for shipping and further discounts before.
Pros: many promotions
Cons: price not always cheapest (eg. Kinohimitsu Superfood is cheaper on their own website)

Lazada - I like the GSS promos. This round, I bought a Sun Protection box at $29 for $100 value. There are weekday daily promos and brand promos. Check out the credit card promotions as well. I typically use this with the Fuzzie card.

Stuff I've bought: USB drive, Milo, standing fans, digital phone, Keds sneakers, Kinohimitsu, L'Oreal, tester perfumes

Guardian - I only come here if there is a 20% off online and always through Shopback for the rebates. Delivery is efficient. Product range is limited though as in out of stock items have been there for months.
Tip: Add your Passion card number (the 16 digit number etched at the bottom back of the card)

Singsale - once in a while if they have good promos. Suggest you try the size at the brick and mortar shop for the size first before buying online.

That's all for now... I'll do a separate post for buying from Taobao / Tmall.







Stretching your dollar (Part 1)

Some friends have requested that I share with others how I save money buying anything from daily household items to holidays. Basically, I find it fun to look for such deals or promotions and I don't mind sharing... just that I'll just share what I can remember as I go along.
[ disclaimer : I'm not in anyway affiliated with any of the website / apps that I am sharing and opinions are my own. Also, links below are not referral links. I'm not doing this for referral money. ]

First up - before buying anything
I have many adhoc purchases but if I'm not in a hurry, I'd check out some of the following:

Singpromos - I like this website because of its easy interface. There are various filters like onoing / upcoming / started or ends today. They also classify according to categories like Department Stores, online stores etc or Footwear.

Pros: easy interface to search
Cons: many bank advertisements to sign up for credit cards

Shopback - This is an online rebate system that lets you cash out accumulated rebates once it exceeds S$10 directly to a bank account. How this works is that you go to Shopback website, find the merchant you want to buy from (check out the Visa option too for an additional 1%) and click to access the merchant's website.
Fastest cashback I've experienced was using it for Cotton On (no longer a merchant with Shopback) purchases when I got the money in 2 days. Usually it takes 60 to 90 days. I've more than S$300 cashed out since I started more than a year ago. I've used Shopback for purchases at : Cotton On, Redmart, Expedia, BusOnlineTicket, Easybook, Lazada, Guardian, Groupon, Fave, Taobao, Qoo10, Ezbuy etc though some of these are no longer with Shopback.

Tip: install the shopback buddy on your browser to get instant notification if the website supports Shopback
Pros: high cashback during promotions (get the email notification to be in the know)
Cons: missing cashback - I encountered this several times. Easy to initiate an investigation but sometimes it takes up to 60 days and the record was actually wiped out before any conclusion. However, I still continue to use because I consider cashback as a bonus and not a requirement.

Ebates - I don't use this. I tried once and it didn't work so I gave up. Maybe next time...

Qoo10 - I installed this app on my phone so I can go to the Q-lounge daily to click attendance. They give increasing Qpoints every 6th day of attendance so you can claim up to 190 (?) Qpoints which is equivalent to $1.90 credit (redeemable as whole dollars though). Each attendance is also a chance at the wheel where you can get more Qpoints or discount vouchers. Check out the Mameball event too, to play a game similar to Pokemon Go to catch brandmons to exchange for more Qpoints or buy selected items at a further discount. Exchange selected brandmons for even more Qpoints.
Gmarket Korea also has a similar programme.

Tips: the $2 off a $15 item can also be used for accumulated items, eg. you can use the $2 if you buy 3 quantities of the same $5 item. Install Live10 app and collect more vouchers other than the event ones. Discounts can be as high as
Pros: many promotions.
Cons: conditional vouchers

Fuzzie - I discovered Fuzzie gift cards recently. I like it's instant rebate because the rebate is instantly subtracted and I only pay the difference but I don't like it because it makes me want to buy more. LOL. They have cards for various merchants and because it is relatively new, some of the staff at these merchants don't quite know how to redeem from the phone.
I've bought : Lazada, Althea, Books Depository, Ezbuy

Taobao - they also have a loyalty points programme where you can collect points to offset final purchase price of selected items. Number of points increases from 5 by 5 points to a maximum of 30 if you collect daily.

Ezbuy - collect ecoins. Can't be used for offsetting price. Only for lottery chance of winning more ecoins or vouchers.

That's all for now...


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